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● Micro-level: The individuals in the economic studied upon in this level.

● Meso level: The behavior of the groups or team in understood at this level.

● Macro-level: The financial behavior is studied at this level.

There are several approaches to financial behavior studies that involve statistics help and the standards, visions, administrative rules, research, methodology, and analysis etc.

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Behavioral approach: This discipline that brings different change in the behavior of their employee and the work environment. At the same time balances the work life and time management balance.

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